Payment gateway integration
Accept payments in Nigeria with your Interswitch merchant account.
Accept online payments in Nigeria through the Interswitch Webpay payment page, with your own Interswitch merchant account across your Ordering.co businesses.
Countries and account eligibility
Business countries (1) · eligibility varies for Interswitch
- Nigeria
Interswitch's Payment Gateway offers local Naira acceptance with Verve, Mastercard and Visa under Central Bank of Nigeria regulation. Kenya, Uganda and Ghana are not yet included. Account approval and available payment methods depend on the provider.
Sources
Why use Interswitch with Ordering.co
- Keep payments in your own merchant account. Customers pay into your Interswitch account, and you manage settlement in Interswitch.
- Use a payment page customers trust. Customers complete payment on the Interswitch Webpay page and come back to your checkout.
- Confirm every order against Interswitch. Ordering.co checks the transaction status with Interswitch before it confirms the order.
- Roll out business by business. Enable Interswitch for the businesses that need it, with their own credentials when they have separate accounts.
What Interswitch brings
Interswitch describes these capabilities of its Payment Gateway:
- Local card payments in naira with Verve, Mastercard, and Visa.
- Transfer and USSD payments for customers who prefer to pay from their bank.
- Split payments and a refund API, alongside payment insights to track your money.
Interswitch is regulated by the Central Bank of Nigeria.
Set up and go live
- Get your merchant code and pay item ID from Interswitch. See Getting Interswitch integration credentials.
- Ordering.co installs the Interswitch integration on your project.
- In the Ordering.co Dashboard, enter your merchant code, pay item ID, and store ID if you have one.
- Keep sandbox mode on and place test orders with Interswitch’s test cards.
- Enable Interswitch for each business that should offer it.
- When Interswitch has approved your account for live payments, switch sandbox mode off.
Keep your credentials private. Enter them only in the Dashboard, never in emails, tickets, or shared documents.
How it works
Connect your merchant account, test in sandbox, then go live.
- 01Add your Interswitch credentials
Enter your Interswitch merchant code and pay item ID in the Ordering.co Dashboard, plus your store ID if Interswitch issued one.
- 02Test in sandbox mode
Keep sandbox mode on and place test orders with Interswitch's test cards before any real money moves.
- 03Enable it and go live
Turn Interswitch on for the businesses that should offer it, then switch sandbox mode off to take live payments.
Resources
Guides and references.
- Interswitch Payment GatewayOpen the guide for setup and operating details.
- Interswitch Web CheckoutOpen the guide for setup and operating details.
- Getting Interswitch integration credentialsOpen the guide for setup and operating details.
- Interswitch test cardsOpen the guide for setup and operating details.
Questions
Frequently asked questions.
How do customers pay with Interswitch?
At checkout, customers are taken to the secure Interswitch Webpay payment page to complete the payment, then return to your checkout. Ordering.co checks the transaction status with Interswitch before confirming the order.
What payment methods can customers use?
Customers pay with the options on the Interswitch payment page. Interswitch lists Verve, Mastercard, and Visa cards, bank transfer, and USSD among its gateway payment options; the methods you can offer depend on your Interswitch account.
In which country and currency can I use Interswitch?
Interswitch serves merchants in Nigeria, listed on this page, and payments are taken in Nigerian naira. Interswitch reviews each business before it can accept live payments.
What do I need to connect Interswitch?
Your Interswitch merchant code and pay item ID, plus a store ID if Interswitch issued one. You get them from your Interswitch account.
Can my businesses use different Interswitch accounts?
Yes. You can set one Interswitch configuration for your project, and a business can use its own Interswitch credentials when it has a separate merchant account.
Can I test before taking real payments?
Yes. Sandbox mode is on by default. Place test orders with Interswitch's test cards, then switch sandbox mode off when you are ready to go live.
Launch Interswitch payments for your Nigerian businesses.
Tell us which businesses and checkout channels you are launching, and we will help you plan the Interswitch setup.